The Inside Scoop on the Belk Rewards+ Program

How Belk Rewards+ Works

Belk Rewards+ is connected to the store’s credit card program. Cardholders can earn points on qualifying purchases, which can be converted into Belk Reward Dollars. What are Belk Reward Dollars? These are reward certificates that can be used toward future purchases. Here’s how saving money with Belk Rewards+ works:

• For every 500 points, shoppers get $5 Belk Reward Dollars.

• Earning rates are tiered based: 4 points per $1 for Insider members, 5 points per $1 for Premier members and 7 points per $1 for Elite members.

The different tiers of the rewards program are based on how much is spent in a year:

• Insider: $0 to $299 in eligible purchases in a calendar year

• Premier: $300 to $999 in eligible purchases in a calendar year

• Elite: $1,000+ in eligible purchases in a calendar year

According to Sarah Williams, CouponCabin’s veteran savings analyst, “Tier status is based on qualifying spend at Belk, so it helps to use the card for planned Belk purchases instead of spreading spend across lots of places. That makes it easier to track progress toward Premier or Elite and know when the next set of perks is within reach.”

Additional Benefits for Rewards Members

There’s more to being a Belk Rewards+ member than just earning points. Members get a $10 bonus birthday reward every year on their birthday, free standard shipping for select tiers, access to VIP events and flexible payment options that make it easier to budget for larger purchases. There is also the option of Pick Your Own Sale Days, where shoppers can choose a day to use a special coupon.

How to Become a Belk Rewards+ Member

To join Belk Rewards+, you can apply for the Belk Rewards+ credit card or the Belk Rewards+ Mastercard on the Belk website. You must be a cardholder in order to earn rewards at the department store. If you’re not interested in signing up, you will not be able to earn rewards, but you can still create a Belk account. Signing up for Belk emails is a great way to get additional savings throughout the year.

Things To Keep In Mind About Belk Rewards+

Earning rewards at Belk is easy, but these few tips will help you maximize savings:

• Points are usually available about 7 days after an in-store purchase or about 7 days after an online order ships.

• Once an account reaches 500 points, Belk Reward Dollars are issued in $5 increments and are made available digitally or at checkout shortly after.

• The store reports that earned Belk Reward Dollars are generally valid for 60 days.

• Belk Reward Dollars can be used with coupons and promotional offers.

“The smartest way to stack savings at Belk is to start with the best price first, then layer on a promo code or coupon, and finish by applying Belk Reward Dollars at checkout. That order helps keep the discount clean and makes sure Reward Dollars reduce the out-of-pocket total without leaving value behind," says Jessica Hayes, veteran savings analyst.